Ever run out of time in a day. I do. All the time.

So how do I optimize my time? With a list and a lot of forgiveness.

With everything I do in a day it stands to reason that I could feel like there is not enough time in a day to get everything done, let alone keep a home clean.

I found that even a little attention to your home can get you in a state that is better than complete messery (and yes that is not a word and I made it up).

How do I do that? Well every day I write down a task or two that I want to do beyond dishes and making my bed that I saw would need some doing.

Click here to read full blog…

I figured I would do this blog entry to let you know what I am currently making other than my regular salary.

And most would ask, why do you want to work more than your normal salaries if you have decent jobs etc…

Well here is my explanation for this.

As you all know, we are on a 10 year journey to becoming financial free. And although the jobs we work would probably get us there and we have paid off all our revolving debt.

It would most likely take a bit more than 10 years to do.

Here is why…. We started this much too late in life.

Now I know many of you will understand this.

Now I won’t say that we were all bad. Most decisions were made because we were living on one income for a family of four, however, there are some instances that we could maybe have done better with our cash if we had had better knowledge on the subject instead of doing like everyone else we knew and just hoping for the best. Or hoping to win the lottery.

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Here are the questions I will be answering today:

How long ago was your “sick and tired moment”?

Describe what happened that made you sick and tired of being sick and tired

-What changes did you make because of this?

-Did your other half get on board with the changes?

-If not, how did you overcome the resistance?

If yes, how did s/he participate?

-What do you envision your life being like when you have met your goals?

To see my answers to these questions please follow link here…

It was a long journey to get to be debt free and it was not always a smooth ride to get there.

The biggest thing to overcome sometimes is the mental aspect of it and the fact that you have to wait for gratification. It is not always instant and if you have a set back it can leave you feeling a little more than frustrated at time.

Here are a few tips that we used to make ourselves feel so much better. You need to find your happy places and happy moments to make sure you don’t burnout.

Enjoy! And if you have not subscribed to our YT channel yet, please take the time to do so and have a look around. Their some awesome tips and tricks, reviews and how-to’s with a little bit of laughter and love added here and there.

Thanks for reading and watching!

 

 

With many people doing a no spend month of November for obvious reasons that Christmas is on the way.

I have tried in my 2 + year journey towards debt freedom to adopt a more permanent way of staying out of debt and staying away from consumerism.

As with so many things in my life, I have found that the simplest of answers is usually the one I favor and the one that works the best for me.

I stole this way of doing it from a good friend of mine who I noticed never had too much in her home.

You know that person, who has a warmly furnished place, but not too many things and all done tastefully and without clutter.

I asked her what was her secret and she replied that she is also tempted to buy many things but refuses to be swayed by it unless she has a permanent home designated for it before she even considers taking it with her.

I found myself de-cluttering my home in the last year and realized just how many things had no home and how many things I was throwing out or giving away.

I made the decision right there and then that if I bought something, I would need to have a home for it.

It has seriously curbed my spending habit. Not to say that I don’t sometimes fall off the wagon and spend without thinking it through. Lifetime habits are never always 100% broken, however, I usually find the mistake in my ways and end up getting back on track (usually giving away the trinket that I bought on impulse).

This little trick is good every month of the year and has saved me thousands I’m sure and I wanted to share it with everyone today. Just one of many things that got us where we are now. Debt Free.

 

I have to admit it…I anticipate November every month with a bit of a dread. It’s such a sad month.

It gets dark earlier, usually because of a time change early in the month. The leaves disappear from the trees and the rains start and the weather gets colder. All of it makes me feel like finding a warm blanket and not putting my nose out until the first snowfall and Christmas decoration.

Along with the fact that this month means a stall in life until spring, it also represents some pretty hefty bills when it comes to this family. We end up having to buy or change tires, oil changes, windshield washer and wiper upgrades etc… not to mention the winterizing of the home and such.

We also buy out heating wood usually in the months ahead to get us through the weather.

I’m hoping because of our money situation as in us being finally debt free (exception of the mortgage) we can get the wood and more of it earlier in the upcoming year so November next year is not such an expenditure heavy month ever again.

To add to all of it this year, we actually had to have our passport renewed because they expired. And while the idea of getting them for 10 years instead of 5 is an awesome one. The price is also double for double the time.

I’m hoping that I can actually get a break in December! And finally see a bank account grow and know what that feels like for a difference. HA! I guess that will have to be continued. While we wait for that, here is another video explaining why I Don’t Like November.

Is there a month that makes you feel poor? Let me know in the comments!

I am a victim of this. I get passionate about something and then after a time start taking the fun out of it.

I don’t mean to. I just get obsessed with getting it right or doing it right and then when it does not move or make sense like it should. I get discouraged and forget why I enjoyed doing something in the first place.

If you are like me, it’s hard to make sense in a world that does not. Hard work and perseverance does not get you what it once did. In a world of ridiculousness, fake crap and viral videos with everyone having an opinion behind an anonymous screen, it’s hard to be part of the old world vs. the new world agenda.

Trying to make honest videos while the sensationalist news completely buries you is something hard to compete with, especially if you would like to make a little passive income from such a venture with videos without a dog or cat.

I study things and have listened to more videos than I care to mention about the subject of having a popular YT channel.

The algorithm at best seems to be unstable, giving you great views and 14 subscribers in one week and completely forgetting about you the next.

Completely discouraged and overwhelmed at trying to figure out what else I could do, my smartphone decided to crap out after I saved an additional $26 a month on my bill when I went to the provider over the weekend to discuss my rates.  (Figures! Murphy at work here, by first saving and then having to spend it on new hardware. Something I have not done yet, I’m still trying to avoid it).

At first the thought of being without a smartphone was scary. Not a day goes by that I don’t look at my stats for my channel and then see what else I can optimize. That is if I’m not making or editing videos.

Instead, I spent the first day just relaxing and doing the minimum because I had no choice. I had no choice but to let go and concentrate on other things. Instead of picking up my phone to see what Facebook was doing (usually the same thing which is not much of anything really important). I dusted off a book from my shelves at home so I could read on my breaks. I had forgotten what a great joy it was to turn a page and get involved in a good story, or even a mediocre story. I usually read anything that falls in my hands, which has been less and less because my hand is usually populated by a phone.

I went home later and saw that my channel had very little again after putting out more than 4 videos in a single week and realizing that I had to do another video, I sat in a room and talked about my win and loss for the week and our financial goal for the week. (under $5000 as of this week, yes I know I should be overjoyed about the less than $5000 but at this point and having paid over $50000, I would like the throwing money into the void to end now).

Did I do a withdrawal from my forced withdrawal of the internet world?

No.

Actually if truth be known. I’m still waiting to see if a new battery supposedly delivered by tomorrow will do the trick for my old phone (it’s 3 years old, apparently that’s old) or if I will have to attempt some manual repairs or as a last resort just might have to replace the phone altogether.

But it still means that I am without technology for a few days. I am making the most of this time, to let go and look around me a minute.

As I mentioned in my latest video, I enjoy making and watching my own videos. The boys make me smile and these will be great memories that I can look at whenever I like. A great record of how much fun we can have. Having to let go of trying to figure out how to make people love these videos, made me realize that really in the scheme of things, the only people who should like and love these would be my little band of crazy people who live with me that I love.

Success Opposite Decision Failure Choice Choose
Success Opposite Decision Failure Choice Choose

Things start going so much better when I let go and let what is supposed to happen, happen for anything that I endeavor to undertake.

I’m not saying that I should not try at all, but maybe do the very best I can and enjoy the ride instead of hurting through the process and trying to figure out a world that very often makes no sense.

This disconnect brought me back to a time to less stressful days where things moved more naturally and at an easier pace. So I sit here and letting things do what they do, and I guess I will get connected back up whenever that happens. Am I ok with that? YES, I am.

Have you tried disconnecting recently? If not, I would recommend it if you are not afraid of what would happen if you do.