Ever run out of time in a day. I do. All the time.

So how do I optimize my time? With a list and a lot of forgiveness.

With everything I do in a day it stands to reason that I could feel like there is not enough time in a day to get everything done, let alone keep a home clean.

I found that even a little attention to your home can get you in a state that is better than complete messery (and yes that is not a word and I made it up).

How do I do that? Well every day I write down a task or two that I want to do beyond dishes and making my bed that I saw would need some doing.

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I figured I would do this blog entry to let you know what I am currently making other than my regular salary.

And most would ask, why do you want to work more than your normal salaries if you have decent jobs etc…

Well here is my explanation for this.

As you all know, we are on a 10 year journey to becoming financial free. And although the jobs we work would probably get us there and we have paid off all our revolving debt.

It would most likely take a bit more than 10 years to do.

Here is why…. We started this much too late in life.

Now I know many of you will understand this.

Now I won’t say that we were all bad. Most decisions were made because we were living on one income for a family of four, however, there are some instances that we could maybe have done better with our cash if we had had better knowledge on the subject instead of doing like everyone else we knew and just hoping for the best. Or hoping to win the lottery.

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Here are the questions I will be answering today:

How long ago was your “sick and tired moment”?

Describe what happened that made you sick and tired of being sick and tired

-What changes did you make because of this?

-Did your other half get on board with the changes?

-If not, how did you overcome the resistance?

If yes, how did s/he participate?

-What do you envision your life being like when you have met your goals?

To see my answers to these questions please follow link here…

Yes you can.

If you had told me 3 years ago that I would have been debt free from a crushing $60000 worth of debt and only had a small mortgage payment to make, I would have halfheartedly believed you.

Because to tell the truth I never thought we would ever be out of debt.

One small step in the right direction is all we needed to get us on our way to debt freedom.

At first we kept each other going and then finally we just wanted to see if we could do it.

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It’s funny how you will overspend on the stupid stuff.

10 thousand items from the Dollar Store, but you seldom invest in the stuff that could actually help you.

Such was the case with us. For years now, every time summer comes around, my husband says.

“I should buy a bike. I use to love biking as a kid.”

But having been $60,000 in debt kinda stops you sometimes from the bigger ticket items thinking that somehow, the death through a thousand cuts (buying a whole bunch of unneeded cheap crap) would somehow make it okay.

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