Well Christmas and New Year has come and gone and as it does every year, and as with most years, we did not go through it unscathed.
And although I have the money to pay for it all (within a couple of weeks), I am always faced with the fear of falling back into the debt trap.
It seems so easy to just start spending again. We didn’t exactly save up for these things, but we sort of knew that within a certain amount, we could pay it back relatively quickly.
It still unnerves me though just how quick it is to just fall back into certain spending habits.