With many people doing a no spend month of November for obvious reasons that Christmas is on the way.
I have tried in my 2 + year journey towards debt freedom to adopt a more permanent way of staying out of debt and staying away from consumerism.
As with so many things in my life, I have found that the simplest of answers is usually the one I favor and the one that works the best for me.
I stole this way of doing it from a good friend of mine who I noticed never had too much in her home.
You know that person, who has a warmly furnished place, but not too many things and all done tastefully and without clutter.
I asked her what was her secret and she replied that she is also tempted to buy many things but refuses to be swayed by it unless she has a permanent home designated for it before she even considers taking it with her.
I found myself de-cluttering my home in the last year and realized just how many things had no home and how many things I was throwing out or giving away.
I made the decision right there and then that if I bought something, I would need to have a home for it.
It has seriously curbed my spending habit. Not to say that I don’t sometimes fall off the wagon and spend without thinking it through. Lifetime habits are never always 100% broken, however, I usually find the mistake in my ways and end up getting back on track (usually giving away the trinket that I bought on impulse).
This little trick is good every month of the year and has saved me thousands I’m sure and I wanted to share it with everyone today. Just one of many things that got us where we are now. Debt Free.