Here is one of my favorite budget sheets to fill out. I first started using this to see where my money goes every month. After filling in the boxes, I started trying to figure out where I could save. It’s free and you can even print it from month to month or week to week if you prefer to do it that way.
It’s a great way to see your incoming to your outgoing and also shows you a bigger picture of where everything is being spent. Where there is wiggle room and where you should be saving but maybe have been neglecting.
Gail Vaz-Oxlade is a no nonsense financial wizard and her way works whether you like it or not. The best part of her site is there is plenty of advice and goodies that you can utilize for free. And free is good. Nothing like the school season to get everyone back on track. Here’s to your healthy budget year!